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Eligibility for a Loan

To qualify for a loan, applicants must be between the ages of 21 and 70, employed or self-employed, a civil servant or a specialized professional. Additionally, applicants must be residents of the Philippines and possess a valid bank or e-wallet account. All credit histories are considered.

Loan Terms and Conditions

The annual interest rate for loans ranges from 0,01% to 143%. The minimum loan duration is three months, while the maximum is 12 months, with the option to extend. Loan amounts can be anywhere from 1,000 PHP to 50,000 PHP.

Example of Loan Calculation

For a 25,000 PHP loan with a 24% annual interest rate and a three-month term, the monthly payment would be 8,668 PHP, with a total loan cost of 1,009 PHP per month.

Late Loan Repayment Consequences

It's essential to thoroughly review the loan agreement before signing. Failure to meet repayment terms may result in penalties. Late payments incur charges between 0.1% and 1% of the loan amount for each day of non-payment. In cases of extended delays and no communication from the borrower, the debt may be handed over to debt collectors. It is advisable to make timely payments according to the agreed-upon schedule and inform the lender of any delays. Successfully repaying one or more loans can lead to an improved credit history and more favorable loan terms.

paydayph.com is not a financial institution and does not offer financial services. The website is a compilation of information, including a catalog of trademarks and a curated selection of financial services. The listed financial services are provided directly by financial institutions. Before using any services, applicants should review the terms of contracts published by the respective financial institutions. The trademarks (service marks) featured on the website are the property of their respective owners and are protected under the individualization rights of goods, works, or services of the direct right holders.

Moneycat.ph — MONEYCAT FINANCING INC.
Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800
Phone number: (63) 9172 09 22 04
E-mail: support@moneycat.ph
Licensy 1254 granted by the Securities & Exchange Commission

Finbro.ph - SOFI LENDING INC.
Address: Unit 1405, East Tower, Philippine Stock Exchange Centre, Exchange Road, Ortigas Center, Pasig City
Phone number: 9690 47 14 19
E-mail: info@finbro.ph
SEC Certificate of Authority No. 2990

Digido.ph - DIGIDO FINANCE CORP.
Address: UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, QUEZON CITY SECOND DISTRICT, NCR, PH 1109
Phone number: (02) 8876 84 84
E-mail: support@digido.ph
Licensy Certificate of Authority No. 1150

Cashxpress.ph - CashXpress South East Asia Lending Inc.
Address: Avida CityFlex, 7th Ave. corner Lane T, Bonifacio Global City Taguig City, Philippines
Phone number: (632) 7902 73 90
E-mail: info@cashxpress.ph
Licensy 63-3690

Kviku Lending Co. INC.
Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City
E-mail: support@kviku.ph
Certificate of Authority No. 316

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